Have you taken out a Mortgage in the last 25 years?
Please take a moment to look at the four points below, if you answer yes to any of these points, you may be entitled to a refund for Mortgage Overpayments, and it could amount to thousands.
- Has Your Mortgage been running for Over 6 Years
- Was the Value of your Mortgage over £25,000
- Have you had any Mortgages in the last 25 years
- Missed a payment or has your Mortgage ever been In arrears
There is a good chance your mortgage lender may have miscalculated your mortgage payments and charged incorrect interest rates or commissions! Call 01204 563 533 today or Fill in the form below
A large number of mortgages, arranged before 2012, have resulted in borrowers being wrongly overcharged thousands of pounds, which means that our specialist legal team may be able to claim a refund on your behalf.
The problem arose because historically, when the mortgage offer was made to customers, the offer specified the interest rate that applied to that mortgage. Most borrowers accepted this offer and expected the charges to at the rate specified. Given the complexities of calculating the interest you, like many others, put your trust in the lender that the payments were calculated correctly as per the agreement.
For many homeowners this was not the case and, over the last 25 years, significant overpayments have been made, This in part is down to outdated methods for calculating interest, that resulted in serious errors on the part of the mortgage lender. The result is that lenders have either miss-allocated payments and applied interest rates that were simply wrong. The net result is that many borrowers have been significantly over the lifetime of their mortgage, which they may be entitled to claim back as a refund.
To find out if you are entitled to a mortgage overpayment refund, check your mortgage agreements, and contact Goldman Knightley, we will establish if you have a mortgage refund claim, with no cost to you.
If you wish to pursue a claim, our expert panel of solicitors, who specialise in mortgage compensation, can progress your case on a ‘No Win, No Fee basis’.
No costs incurred so there is no financial risk for you
The only information you will need is the name of the mortgage provider and when it was taken out. We ask a few simple questions, and then we will then be able to obtain the rest from your mortgage provider.